Retire in Grand Junction, Colorado – contact Paul Aspelin, REALTOR. Residential Real Estate For Sale. Text/Call 612-306-9558

Fruita, Grand Junction, Palisade, Relocating to Grand Junction, Retire in Grand Junction

What are Some Cons of Living in Grand Junction CO?

Grand Junction Seems Perfect, What Am I Missing?

Are there cons of living in Grand Junction CO? Most of the posts on this website outline why we think moving to the Grand Junction area is a good idea. I have attracted home buyers from Pennsylvania, New Jersey, Arizona, Nevada, Florida, Oklahoma, and other states, plus, from within Colorado. Most of my buyer clients are moving to Colorado from another state. They ask a lot of questions about the area, and I try to share my personal perspective, experiences, and resources. My wife and I really enjoy living here, but there are a few cons of living in Grand Junction, and, in all fairness, we wanted to let you know about those too.

When clients search for a new home, they typically make a list of the pros and cons of the property before they write an offer. It is rare for one property to “check all of the boxes”. That holds true for finding a new community to live in. While Grand Junction, Palisade and Fruita (collectively known as the Grand Valley) have a lot of great attributes, here are a few not so great facts. Here we go!

General Observations

It’s dusty here. You may want an unlimited car wash pass. You are in the high plains desert after all, but I have not seen dust storms like you would see in Arizona. However, dusty homes and dusty cars seem more common. Why wash it if it’s just going to get dusty again the next day? Plus, less washing conserves water. You may just have to get used to driving around in a dusty vehicle and dusting your home more often. We have a portable air purifier we like to use that we bought which really seems to help.

The nearest Costco is 2 hours away in Eagle/Gypsum on I-70. If you are a Costco fan, that is a bummer. We try and time our trips to Costco with other adventures. We do have a Sam’s club to tide over the bulk shopper cravings. Sorry Costco lovers, I understand your struggle. We almost got one in 2024 so ya never know.

There are jacked up trucks everywhere. There must be a bunch of rednecks in GJ! No, it’s because we are one of the greatest off-roading destination basecamps in the world. If you haven’t tried it, don’t knock it. I’ve been to Moab, Utah and it is a bucket list item whether you are into that sort of thing or not. The greatest sites around are many times down a 4×4 trail in the desert or the mountains. Back in MN, we called these Stump Jumper trucks. Around here it would be more like rock crawler trucks. Warning – don’t take your “stock Jeep” out on the trails in Moab. Those Jeeps have special equipment to handle crawling the beautiful rocky trails. Rent an ATV, those are so fun! Ask me about the times I have rented ATVs in Moab! There are a few photos on my post called Day Trips from Grand Junction.

If you like to travel by air, you can add about $250 to each trip for the puddle jumper that gets you to a larger city for connecting flights. You can also drive to Denver or Salt Lake City and fly from there. Montrose Regional Airport is another consideration for your departure airport and can be less expensive. We like to fly out of GJT even though it’s more expensive because it’s so darn convenient. Just 15 minutes away, no long lines, no traffic to worry about. Ready my post about our Grand Junction Airport Experience to learn more.

Although we are a medical hub, there is a shortage of medical professionals. For routine visits like a physical you may have to wait 30 days for an appointment. So, plan ahead. Maybe get all of your medical visits done in your current state before you move here.

Those darn goat heads! My relative came to stay at Camp Eddy for three weeks and was excited to ride his bike on the paved Colorado Riverfront Trail each morning. It didn’t take long before he got a flat tire from a goat’s head. Luckily, he got his tire repaired nearby. He was told you need inserts in your bike tires, even on pavement, especially if you ride along the river where these plants are. Do this up front so you don’t get stranded. What’s a goat’s head? It’s a weed who’s spiky, sharp thorn resembles the head of a goat. On a positive note, while his wife was stranded on the trail with his bike, waiting for him to go back and get the car, several people stopped and asked, “Do you have a rescue squad on the way?”. That was nice. Goat’s Head on Wikipedia

Housing Related Observations

Professional Resale Home Staging – Nonexistent. This was the first thing I noticed when starting my real estate practice in the Grand Valley. I walk into homes all the time that I wouldn’t deem ready for market. Some things in the real estate industry here are decades behind major metropolitan areas. This can lead to increased market times. I don’t feel the market times here match those of a major metro area. Besides, market times are calculated on the days from hitting the market to the closing versus the days it took to secure an offer. Most people request 30-60 days from the offer to close so an 88-day average market time as advertised here is actually much less. It’s just calculated differently. Don’t let the pictures sway you, I am able to help look through the clutter and help paint a picture of a great house.

Sewer line issues in older homes can be an issue because years ago they were made of clay. You’ll want to have the sewer line from the property to the street scoped during your inspection period. It’s cheap insurance. The cost can be around $150.

Homeowner’s Insurance in more remote areas, like up on the Grand Mesa or in Glade Park, can be expensive depending on how close you are to a fire station or fire hydrant. Are you looking for more elbow room? That could come at a cost when it comes to insuring your remote property.

Certain neighborhoods with existing homes and even new construction developments have a history of foundation concerns. The water table is so close to the surface in some areas that piers or pilings need to be installed because soil is moving. About 25-30 years ago when Grand Junction started to take off, the builders were not aware of these soil conditions in certain areas. Some existing homes have had foundation repairs or are still dealing with issues. Soil testing is an absolute necessity in building new construction. This could cost you $1500 up-front depending on the lot size and number of soil borings needed.

The lot price may not be the lot price. Because of the soil conditions in some areas, your new home may require a pier system under your concrete foundation. Pilings are expensive and could add $20- $100k to your costs just to make the lot you buy buildable.

I represented new construction buyers in the Redlands 360 Easter Hill neighborhood.

There are no national builders in the Grand Valley. Now that could be considered a pro and a con. No Lennar or DR Horton here. Most are custom home builders run by small businesses.

New construction builders do not have the same level of cooperation with REALTORS® that I was used to back in a major metro area. If you are going to build new, make sure to talk to your agent about builder/Realtor® cooperation hurdles. Even more of a reason to hire an agent who represents YOUR best interests!

There are some areas to be more cautious about. We’ve got some neighborhoods that were built 40-50 years ago to create affordable workforce housing for the oil and mining industry employees. Sometimes low-cost housing is in areas with higher crime, but not always.

Are the unhoused an issue? I’ve witnessed homelessness but never had any issues or concerns. There are certain parts of town where they gather more often, but it’s nothing like the major metropolitan areas.

Land use and Zoning seem odd compared to where we lived in a western suburb of Minneapolis. This town was not planned out like the suburbs of a major city when it comes to zoning and land use. You may drive through an industrial park of commercial buildings to get to your neighborhood. Some people get turned off by that, but it’s just the way GJ is. We also have many small farms or ranches that have accumulated unwanted items over the years in their yards. You can literally have a gorgeous neighborhood next to a yard that looks unkept. They did do a good job laying out the streets in grid format. That makes it easy to get around town.

The month of October can be tricky for scheduling contractors and even professionals. Hunting is a major part of life in and around the Grand Valley and October is elk hunting season. People literally take weeks off at a time to attend elk camp with their family and friends. Traditions are an important part of living out west.

Many stucco homes. Coming from MN, buying a stucco home was a huge NO NO! In Minnesota I saw so many stucco issues with mold and even mushrooms growing on the interior walls. It wasn’t worth the risk. In this dry climate, however, it doesn’t seem to be an issue. I remain cautiously optimistic about stucco homes in the Grand Valley.

Home prices seem to be high. I hear clients say this all the time, “I don’t want to buy at the top of the market.” With any home purchase decision, I recommend this be a 10-year purchase, if possible. Our prices are going up because the demand is going up. Like most other communities, we also have a shortage of homes. The driver behind that is the high number of people moving to the Grand Valley from other states. The inventory is low, but the demand is growing stronger than most cities.

Connect with me for more truths about living in Grand Junction, Palisade or Fruita.

About ten years ago while on vacation in Whitefish, Montana (Glacier National Park area), we went into a local shop to buy some souvenirs. The clerk behind the counter was wearing a T-shirt that said, “My life is your vacation.” We laughed but now live that statement. I feel like I want to get a T-shirt like that now, for myself.

Although this post was about some of the negatives of living in Grand Junction, we feel the positives far outweigh those. Some of the best things about living here are the geographic proximity to so many wonderful areas and a great sense of community. To end on a high note, consider reading some of these popular (and funny) posts.

Retire in Grand Junction: Your grandkids and kids will thank you

What it’s Really Like to Drive I-70 from Denver to Grand Junction

Accolades for the Grand Valley

Move to Grand Junction. We’ve been waiting for you!

Moab Trip

Text/Call 612-306-9558

PAUL ASPELIN, REALTOR®
GRI, SRES®, CNE
Serving Mesa County
Licensed in Colorado

Connect with me on LinkedIn or send me an email.
Learn more about my experience and how I serve my clients

by Paul Aspelin, REALTOR

Grand Junction Real Estate, Relocating to Grand Junction, Retire in Grand Junction

Relocating to Grand Junction is all about Location

It’s All About LOCATION, LOCATION, LOCATION

I am amazed at the number of unrepresented home buyers that are relocating to Grand Junction who attend open houses. These buyers come into town for a long weekend to get a feel for the area. They casually attend open houses to gauge the real estate market.

It’s no secret that thousands of people each year are considering relocating to Grand Junction with all the recent national press and accolades the Grand Valley has received. Grand Junction has become a hotbed for attracting home buyers and retirees from all over the country. What’s not to like? A mild climate with four seasons and unlimited access to outdoor activities. Plus, views that will continue to amaze you for years to come. Moving to Grand Junction isn’t about buying a home, it’s about experiencing a new lifestyle.

Flying over Grand Junction – read about our Grand Junction Airport Experience

If you are going to take the time to plan an exploration trip to see if relocating to Grand Junction is in your future, just call me! Whether by plane or car, allow me to make the most of your time while you visit. I understand many of you are early in your decision-making process. Still, “thinking about it” is all part of the natural process. I get it.

I am truly excited to show off this valley and a few homes along the way. I am happy to give people an afternoon or entire day of my time for them to decide if Grand Junction is right for them. No strings attached. I understand that location, location, location is at the heart of every home purchase, but have you ever thought about the true meaning of repeating that word three times?

LOCATION, LOCATION, LOCATION

The first “location” refers to the city itself, or in our case, the entire Grand Valley. Does the city have the amenities you need? Where is the nearest grocery store? How about a Target, Best Buy, or local farm to table dining options? How far away is the nearest airport? Does it have a quaint downtown area? Is there a sense of community? Do I feel safe? The questions differ for everyone, but the process remains the same. Everyone starts from a 10,000 ft point of view.

The second location is filtered down one more segment to which part of the broader area interests you? Will you end up relocating to Grand Junction, Fruita, Palisade, Whitewater, Glade Park or up on the Mesa? Some of this will be dependent on the price range you are considering, but not always. Do you want to be able to walk to downtown? Are certain schools important to you? Do you have a need for some elbow room and acreage? Is a view important? Would you like to walk out your back door and be on world class trails within minutes? Is the distance to your work something to take into consideration? Where are the new construction developments in the area? Everyone has different wants and needs.

Finally, the third location narrows things down to neighborhoods and the actual home location within those neighborhoods. How does it feel when you first drive down the street? Are yards well taken care of or do they look like everyone is having a year-round yard sale? Is there a large undeveloped parcel behind the neighborhood that offers space now, but in the future is designated to be a rock quarry? Are you looking for newer homes or one with a more historic feel?

These are just some of things people relocating to Grand Junction take into consideration while they process if a move is right for them.

Why choose to Retire in Grand Junction post by Paul Aspelin

Your Location Guide

Now, imagine if you had a guide to help narrow things down. A guide who could also give you insight into what people do in their free time? From farmers markets to summer concerts in Los Colonias, or best day trips from Grand Junction or tips on where your best chance to see bighorn sheep might be? There is so much more to understanding an area than aimlessly driving around and attending a few open houses.

I understand the thirst for knowledge and understanding an area before moving. I tell people all the time that there is no more obsessive Googler than someone looking to relocate. I know, I was one of them for two years before I moved which is also why I started this blog. Let me make the most of your time while you are here. Even an afternoon together can set you off in the right direction to explore on your own the next day.

You may have wished you had a friend in the area to show you around, now you do. Call/text me with confidence 612-306-9558.

You might also enjoy my post called Retire in Grand Junction- your kids and grandkids will thank you and What I Learned After Living Here for 3 Months. Things to do in Grand Junction: Easy Hikes, oh, and the one called What It’s Really Like Driving I-70!

Check out my custom license plate!

Move to Grand Junction… we’ve been waiting for you!

Text/Call 612-306-9558

PAUL ASPELIN, REALTOR®
GRI, SRES®, CNE

Grand Junction Real Estate Expert
Connect with me on LinkedIn or send me an email.
Learn more about my experience and how I serve my clients

by Paul Aspelin, REALTOR

Grand Junction Real Estate, Relocating to Grand Junction, Retire in Grand Junction

Buyer Strategy for Buying a House in Grand Junction

Grand Junction recognized by the Media as a Great Place to Retire!

You shouldn’t have to wonder about the services offered by a buyer’s agent when searching for a home. I have a very focused, customized buyer strategy for buying a house in Grand Junction, Fruita, Palisade and all-around Mesa County. Whether you are looking for one-level living with low maintenance or a larger property with plenty of options to store your RV and toys. Do you want an association to help maintain your property or do you want a place without so many rules and restrictions? Either way, I’d love to help you make sense of the real estate market in and around the Grand Valley. I can assist with other areas too if you are buying a house in Colorado, other than the Grand Valley.

I have been told that I “do real estate differently” than traditional real estate agents. That goes for listing and selling a property as well as representing buyers in Mesa County, Colorado. I don’t want to give away all of my “secret sauce” but here are a few ways I serve my clients that not every agent offers their clients… up front…to every client.

I offer the same high level of personalized service to EVERY Client, EVERY Time.

I don’t have one level of service for this price range, and a higher level of service for that price range. EVERY client gets my full attention. When we are together, I am not checking my phone, responding to text messages or taking a call. I am focused on you so I can learn more about your specific needs and provide you my opinion of the homes we view.

I’ve got a unique skill set not found with the traditional agents serving Grand Junction, Fruita and Palisade and Mesa County. That skill set is noticing things in the homes we view that inspectors will flag. Working in the real estate market in Minnesota for over 2 decades and assisting hundreds of buyer clients, I attended EVERY inspection on EVERY home my buyers purchased. Surprisingly, that is not something traditional agents do in the Grand Valley. In fact, one inspector told me there would be an additional charge of $150 if anyone attended the inspection. What!!?? You’ve got to be kidding me?

I found a reputable inspector that welcomes agents and buyers alike so they can educate my clients on what they are buying, not just a 15 minute “go over” session at the end. After personally attending and learning from hundreds of inspections over the years, I have a different “eye” when it comes to home shopping than traditional agents. This helps my clients make better and more informed decisions before they submit an offer. You deserve a custom buyer strategy for buying a house in Grand Junction, Fruita, Palisade or elsewhere in Mesa County.

I ask a lot of questions.

I need to fully understand your property search criteria. By having a deep conversation, I often uncover nuggets of information that I can use for your specific property search and for when we put together an offer on a property. Of course, I ask about your timeline, if you have a property to sell, and your options regarding financing the purchase or paying cash. But there is so much more information I gather to help us make the best decisions. And when we talk, I listen, take notes, and hone a buyer strategy that’s right for your specific purchase.

I use my experience and knowledge.

Not only have I been creating a buyer strategy for buying a house in Grand Junction, but I have been creating some very impressive buyer offers since 2001 when I started my real estate career in Minnesota. I have learned so much along the way that I have a huge toolbox from which to pull out ideas, incentives, and language. I have successfully negotiated with some of the “top real estate agents” and let me tell you, they aren’t “all that”. I understand how to write and present offers that protect your best interests that are also attractive to sellers. My clients are always extremely happy with my services. You can learn more about my real estate history by reading my About Paul Aspelin page.

You will understand the paperwork you sign. Every single time! Period!

About 10 years ago, the industry went through the adoption of digital signing on real estate contracts. What a time-saver for everyone involved. Unfortunately, this product has allowed agents to simply email contracts over to clients without explanation. Without the repetition of going over these contracts in front of clients and answering questions along the way, traditional agents never truly understand what they are presenting and fail to thoroughly explain the ramifications of some of the language used.

I often hear agents tell their clients “I’m not an attorney so I am going to send you the contract to read over”. A licensed Realtor® is not a licensed attorney in any way, but that is no excuse not to explain a contract YOU put together.

I was recently contacted by a customer that was having a horrible experience with the agent they were working with. I asked if they were under any type of exclusive contract with the agent and they responded, “I don’t know”. I then requested to see a copy of their representation paperwork. They didn’t have it. Their agent never sent the signed document to them! They contacted their agent to get a copy, and I was dumbfounded by what I read. I took a few minutes to explain the contract, as it was written, to the customer and they knew right away this agent had no idea what they were doing. They actually didn’t even have a legally binding contract in place to represent their interests. The contract also failed to accurately include language outlining how compensation was paid, which is a huge mistake in light of the 2024 NAR changes. This agent has been conducting business for five years in the Grand Valley and is considered to be an agent that does a good bit of business in the luxury market. Wow! People deserve better.

When I started my career, it was a requirement to present all offers and agreements in person. You had to understand what the contracts meant, or you would be perceived as completely incompetent. This “old school” training is something that every agent should practice, regardless of the technology used in our industry, but the majority don’t. Don’t settle for a traditional agent when it comes to representation for the biggest transaction of your life.

I put MY CLIENT’S best interests first.

Some agents claim they do this, and I hope they do. However, I can tell you from my years of experience that not all agents follow the strict code of ethics that I do. Some agents are desperate to “close the deal” to “put numbers up on the board”. Not me. I have never been interested in winning a blue ribbon in any sales contest. That doesn’t motivate me. I don’t measure success that way.

I always, always put my client’s best interest first because that’s what comes naturally to me. It’s how I was taught to service my clients. Do my very best for every client, every time. I want you to have the best possible experience working with me, so you feel confident to refer me to your friends, co-workers and family. I earn referrals by making YOU happy, not my broker.

You can read the reviews and recommendations I get from past clients. So many hand-written thank you notes. They mean so much to me.

Selective buyer service.

I am at that point in my career where I can be patient, and selective, with the clients I work with. I put a lot of effort into learning about my buyer’s needs. I search the MLS for the best properties that meet their criteria, but I go beyond that by networking with other agents to find off-market properties too. Because I make such a huge commitment to my clients, up-front, I ask that they commit to me too. I want to build a relationship with my buyers. This isn’t just a “transaction” and I’m onto the next. I want to know that my buyers are serious about finding a property, not just wanting to look at properties for design ideas.

I work with a lot of buyers relocating to the Grand Valley from out of state. Many times, I am a tour guide for your first visit here. I love offering this experience. Not all agents are willing to give this level of service. I have heard stories that buyers pick out 10-12 properties to look at while they are in town and the agent says, I’ll show you 5, which ones do you want to see? Hello? Are they too busy for you or just not willing to put in the effort?

Putting together the best offer.

Here’s where I really shine for my buyer clients. I believe in strong communication throughout the process. Because I have spent the time to fully understand you and the criteria for your purchase my excitement builds. Because of my years of experience, I understand seller motivation, seller concessions, incentives, and how to put together the best offer for my clients. I have different techniques for different circumstances. Every offer has my client’s best interests in mind. Sometimes my clients don’t like to hear my advice, but I always tell them the truth and let them decide how to proceed.

I’d love the opportunity to learn about you and your buyer needs.

Call or text me at 612-306-9558. You can read my post called Choosing the Best Real Estate Agent for more information like this. I can set up an MLS search to get your feet wet.

You might want to read about my experience of moving to Grand Junction. Start with my post about what I learned in the first three months of living here. And for a good laugh, read the post called What It’s Really Like to Drive I-70 from Denver to Grand Junction!

Moose in the pond behind us just south of Breckenridge CO

Buyer Strategy for Buying a House in Grand Junction, Palisade, Fruita and all of Mesa County.

Connect with me on LinkedIn

PAUL ASPELIN, REALTOR®
GRI, SRES®, CNE
Serving Grand Junction, Palisade, Fruita and all of Mesa County
Text/Call 612-306-9558

by Paul Aspelin, REALTOR

Grand Junction, Relocating to Grand Junction, Retire in Grand Junction

Retire in Grand Junction – your grandkids and kids will thank you!

What is there to do in Grand Junction Colorado?

A retired couple contacted me from Arizona. They wanted to know “What is there to do in Grand Junction Colorado?” They retired to Scottsdale many years earlier. Their children and grandchildren visited them when they first moved there, then the visits waned. They added a swimming pool, which worked for a while. As the grandkids got older, a pool and sunshine were no longer enough. The grandkids complained “there’s nothing to do.” They realized it was time to move to a place where everyone wanted to come visit, any time of the year, not just during spring break.

They like wineries. A relative recommended they consider Palisade, Grand Junction or Fruita. And so, their research began. They reached out to me because they found this website!

Keeping and nurturing relationships during retirement is important. I get it. So is the desire to live in a mild climate surrounded by lots of amenities, healthcare, and outdoor activities. While Arizona is a beautiful state, the Scottsdale/Phoenix area is very crowded and extremely hot in the summer. Why not consider an alternate retirement community that has all four seasons and endless opportunities for fun and personal growth? Consider retiring in Grand Junction, Colorado! Or Palisade, Fruita, Clifton, Orchard Mesa, or other communities within Mesa County. Collectively known as the Grand Valley. Read my post about the weather.

I helped a retired Minnesota client sell her townhome in Minnesota and she moved to Arizona. She didn’t last long. Too hot, not enough to do. After a visit here, she wondered, “Is Grand Junction a good place to live?” She now lives on a hobby farm in Fruita! Her adult daughter moved here too, and her son and his wife come to visit a couple times a year.

Retire in Grand Junction

Paul Aspelin on the Riverfront Trail along the Colorado River

Why retire in the Grand Valley? We have access to downhill and cross-country skiing, snowshoeing, year-round golf, tennis, and pickle ball. We have incredible hiking trails, extensive gravel/mountain/road biking opportunities, river boating and rafting, fishing, hunting, ATV trails and camping. Lots of parks and walking trails, including a zipline over the Colorado River! We are known for our fruit orchards, wineries, distilleries, and breweries. And all this is “in town.” Check out my Two-Day Itinerary post and Things to do in Grand Junction: Easy Hikes.

There are so many easy day trips from Grand Junction to incredible eye candy, hot springs, arches, canyons, lakes, mountains, resorts, public lands, and of course, Dinosaurs! So many things to do together with family and friends as you age. If you want to retire to a community where your family and friends want to visit you year-round, then the Grand Valley is your answer! Grand Junction is a basecamp with access to so much more!

More Than Just Outdoor Activities

Not only is this a beautiful and bountiful area naturally, with a fantastic climate and no humidity, there are other benefits that make Grand Junction and the surrounding communities a great place to retire to. In my opinion, here are just a few:

Low cost of living (and visiting) area
Easy access thanks to Grand Junction airport and connections via Denver and other cities
Warm weather activities
Winter weather activities
Close to diverse terrain like high desert, mountains, rivers, and lakes
Colorado Mesa University classes for 65+ and you can entice the grandkids to enroll
Many things to do right in Grand Junction, Fruita and Palisade
Check out my day trips from Grand Junction post for ideas on what’s nearby that your kids and grandchildren will enjoy
Colorado is more centralized in the US compared to the SE like Florida – allowing you to reach so much more that’s only a day’s drive away

Grand Junction Living and Hosting Visitors

Snowshoeing on the Grand Mesa

Find a retirement home that’s convenient and easy to get to and your friends and family will want to come to visit you all year round!

It’s how they perceive the location that determines if they come visit. Grand Junction always has something going on for all ages and abilities!

When you purchase a home here, try to get an extra bedroom or two for visitors. It will encourage them to visit if they know they can save money by not needing to pay for a hotel. Having them stay with you gives you more opportunities to connect and share time with them.

We’ve hosted friends and family several times since we moved here. Based on their desires, we never run out of things to do or show them. Some have no interest in hiking, and that’s ok. We help our visitors adjust to the elevation before we go even higher to places like the Grand Mesa, Ouray, or Telluride. Some of our visitors fly right into GJT airport while others choose to fly into Denver and drive up and over the mountains to reach us. If they need one, car rentals are super easy at the Grand Junction airport.

We make sure we give them a list of suggested items to pack or have extras on hand like stainless steel water bottles, hats, sunscreen, and vitamin C (for high elevation days).

As our friends and family come to visit and get to know the area better, we hope someday they too might choose to move to Grand Junction like we did!

Consider starting new traditions in your new location. Invite everyone to come to you for a holiday spent at a mountain resort or discovering our nearby national parks! Make new memories. The opportunities are truly endless in Mesa County and beyond!

If you are considering a move and would like a tour of the Grand Valley, give me a call. I have several articles on this website about retiring in Grand Junction and things to do in the area. Look around the site and consider me your Grand Junction retirement real estate expert!

Move to Grand Junction, we’re waiting for you!

Text/Call me at 612-306-9558

Contact me directly regarding non-MLS listings.

PAUL ASPELIN, REALTOR®
GRI, SRES®, CNE
Licensed in Colorado

Connect with me on LinkedIn or send me an email.
Learn more about my real estate experience and how I serve my clients

by Paul Aspelin, REALTOR

Grand Junction Real Estate, Relocating to Grand Junction, Retire in Grand Junction

Grand Junction Mortgage Expert

Why work with a local Grand Junction Mortgage Expert?

Guest Post written by Nicole Sears of Fairway Independent Mortgage Company

Are you considering a relocation and home purchase in Grand Junction, Colorado? Finding the right local Grand Junction Mortgage expert is essential for a smooth transition. Whether you need to further understand first-time homebuyer mortgage requirements, or home mortgages for self-employed people, a local Grand Junction mortgage expert can help guide the way.

Fairway Independent Mortgage Company is located on the corner of Main Street and 6th Street in downtown Grand Junction, Colorado

As a mortgage expert who made the transition from Denver to Grand Junction, Colorado eight years ago, I understand the complexities and excitement that come with such a significant decision. In this guide, we’ll explore the relocation journey to Grand Junction and how a local Grand Junction Mortgage expert can help. Everything from navigating first-time homebuyer mortgage requirements to understanding home mortgages for self-employed people can be overwhelming without the help of a local Grand Junction Mortgage expert.

When it comes to securing a home loan, many people become frozen in their circumstances. It’s common to feel a bit overwhelmed with the mortgage process when buying a new home. This is one of the reasons it is so important to partner with a local Grand Junction Mortgage expert. You’re already dealing with everything else that comes along with your relocation to Grand Junction, allow me to help make this transition seamless and tailored to your needs. It’s my specialty!

Seven tips for starting the Home Loan Process when relocating to Grand Junction, Colorado

Professional Advice: Seek guidance from a local Grand Junction mortgage expert like myself that is familiar with the Grand Junction market nuances. Our dedicated team at Fairway Independent Mortgage Company is committed to assisting you at every step, from pre-approval to closing, fostering lasting relationships beyond transactions.
Start Early: Initiate your mortgage journey in advance to explore available options and make informed decisions aligned with your financial goals. Our goal is to provide clarity on interest rates, down payments, closing costs, and programs you may be eligible for. This all ensures a smooth and transparent process.
Secure a Transfer or Job Offer Letter: Dispelling the myth that homeownership requires years with the same employer, you can initiate the process with a solid job offer. At Fairway Independent Mortgage Company, we specialize in facilitating smooth transitions, ensuring you secure your dream home even before your first day on the job.
Remote Work Success: For remote workers transitioning to Grand Junction, our expertise lies in navigating the intricacies of remote employment and facilitating a seamless move. Our diverse mortgage programs cater to varying needs, offering solutions tailored to individual circumstances.
First-Time Homebuyer Mortgage Requirements: Buying your first home should be an exciting time, however most first-time buyers are unsure of the process and don’t know where to start. Working with a trusted local mortgage expert ensures personalized guidance and support every step of the way. We are here to help navigate the path to homeownership and ensure you’re aware of all available loan and down payment opportunities specific to the Grand Junction area.
Home Mortgages for Self-Employed People: Many people believe that lenders view their self-employment status as a barrier to obtaining a mortgage. However, with the guidance of a knowledgeable Grand Junction Mortgage expert, self-employed individuals can discover tailored solutions and specialized programs designed to accommodate their unique financial circumstances. We are experts in calculating and maximizing self-employed income and empowering self-employed individuals to achieve their homeownership goals with confidence.
Diverse Mortgage Programs: Whether you’re one of the many self-employed people, a remote worker, first-time homebuyer, retired or military, our mortgage programs encompass Conventional loans, FHA loans, VA loans, and USDA loans, designed to meet your specific requirements. Our team is dedicated to helping you find the ideal financing solution for your unique situation.

Embarking on the journey to homeownership may seem daunting, but when you work with a local Grand Junction Mortgage expert, it becomes manageable.

At Fairway Independent Mortgage Company, we prioritize building lasting connections with our clients. Beyond being a mortgage lender, I consider myself a friend and partner in your homeownership journey.

Whether you’re curious about mortgages, local amenities, or outdoor activities, I’m here to assist you. As someone who has undergone a similar relocation journey, I understand the importance of having a relatable resource.

Ready to embark on your homeownership journey in Grand Junction? Reach out with any questions or inquiries. I’m not just your mortgage advisor—I’m your partner in turning homeownership dreams into reality.

You might also enjoy the posts written by Paul Aspelin about Retiring in Grand Junction, Relocating to Grand Junction and Why Move to Grand Junction.

Nicole Sears – NMLS #1329851
Loan Officer
Nicole.Sears@fairwaymc.com
(720) 338-8764

Fairway Independent Mortgage Company
601 Main Street
Grand Junction, CO 81501

by Paul Aspelin, REALTOR

More to Know, Retire in Grand Junction

Winter Weather in Grand Junction

Retirement Weather Expectations Redefined When You live in Grand Junction

When considering a retirement destination, people often focus on housing, proximity to family, cost of living, access to healthcare, quality of life, state tax rates, winter weather, and even job opportunities. However, the one aspect that often tops the retirement location list is mild winter weather. Regardless of your personal reasoning, I urge you to explore why the winter weather in Grand Junction stands out as an ideal location for retirement.

Winter Weather in Grand Junction

For many retirees, the idea of escaping harsh winter conditions is a key factor in choosing a new home. Grand Junction, nestled in the heart of the Grand Valley, boasts winters that are mild in temperature and snowfall compared to other parts of the country. Unlike regions with challenging winters, the Grand Valley provides a comfortable climate that enhances your retirement experience. Read my post about Grand Junction Weather.

Cold Weather States

In colder weather states, there’s an unspoken expectation that retirees are required to only head to warmer destinations, like Florida or Arizona, to escape winter’s grip. However, Grand Junction challenges this norm. The decision to retire here isn’t solely about avoiding winter; it’s about embracing a balanced lifestyle and experiencing all four seasons. The Grand Valley offers something unique—a place where you can enjoy the benefits of winter without the extremes found in other cold-weather regions. You don’t have to give up winter altogether.

Grand Junction Parade of Lights

Enjoy the Change of Seasons

I was well aware of the mild winters before moving to Grand Junction. It wasn’t until I made the move to Grand Junction that I realized how much I still appreciate the joy of experiencing distinct seasons. Having lived through the brutal winters of Minnesota, I developed a genuine love for the season and winter activities, just not 6-8 months of it!

Retirement in Grand Junction means you can still enjoy the enchantment of snow-covered landscapes and the seasonal activities that winter provides. With ice fishing being a part of my DNA, a quick trip to the Grand Mesa can easily fulfill my desire to be outdoors on “hard water” as we called it in Minnesota.

You can embrace a half day of skiing at Powderhorn Mountain Resort in the morning and an afternoon round of golf at the Redlands Mesa Golf Course in the same day. If that sounds like a great day, then Grand Junction is right for you. Read my post about Golf Courses in Grand Junction.

We have enjoyed the Fruita Parade of Lights and the Grand Junction Parade of Lights without freezing. In fact, I recommend the extremely chocolatey Polar Express hot chocolate from Main Street Bagels, only available the day of the Grand Junction Parade of Lights.

Sunshine Year Round

One of the standout features of Grand Junction is the abundance of sunshine throughout the year. I believe the stat is 300+ days of sunshine? Unlike the gloomy winters experienced in some states, the Grand Valley enjoys a remarkable amount of sunshine. No more seasonal depression brought on by cloudy grey skies here. Yay Colorado desert!

Warm But Not Too Hot

You might consider New Mexico, Nevada, or Arizona as your warm weather destination. But those places can be really hot! Almost unbearably so. I had a friend move from Minnesota to AZ with her husband after she retired. Every summer she spent indoors to be in the air conditioning. Similar to when Minnesota residents “hibernate” until spring. It was too hot for her to enjoy Arizona year-round. She ended up moving back to Minnesota.

It gets warm in Grand Junction but not so hot that you can’t enjoy the summer outdoors. Yes, you have to keep yourself hydrated and be aware of how you feel if you go up in the higher elevations (read my post about Avoiding Altitude Sickness). But it’s a “dry heat”. Read what it means to be in the Colorado desert on my Grand Junction Weather post. We don’t have the high humidity like the southeastern United States.

Redefining Retirement Expectations

Grand Junction, with its mild winters, abundant sunshine, and a perfect balance of seasons, challenges the traditional notion of needing a warm destination for retirement. If you’re ready to redefine your retirement expectations and embrace a diverse and enjoyable lifestyle, consider living in Grand Junction as your next home.

The Grand Valley has something to offer everyone, making it a truly special place to begin this new chapter of your life. Please connect with me early in your destination search and allow me to show you all the Grand Valley can offer.

Read my posts about the many reasons to choose Fruita, Grand Junction or Palisade. I can help you find just the right property in Mesa County.

Let me help you, Move to Grand Junction!

We’ve been waiting for you!

Text/Call 612-306-9558 with your questions.

Paul Aspelin, REALTOR®
GRI, SRES®, CNE

In November, we rented a Polaris RZR ATV and got to ride on trails all day in Moab, UT. We went to Uranium Arch and other great spots. A fantastic winter activity with family and friends! It was a little muddy the day we went because it had just snowed, but it was so beautiful!

by Paul Aspelin, REALTOR

Relocating to Grand Junction, Retire in Grand Junction

JUST GET THERE- A mantra for Moving to Grand Junction

Navigating the Transition

Embarking on a cross-country move can be a daunting task, filled with numerous decisions and uncertainties. When my wife and I decided we would be moving to Grand Junction from Minnesota, we quickly realized the importance of simplifying the process and focusing on the essential first step – Just get there.

Moving to Grand Junction with our U-Haul. Nebraska sunrise.

Step One: Just Get There

The sheer magnitude of decisions that come with moving from one state to another can be overwhelming. Initially, we contemplated buying a new home immediately, given our 26 years of homeownership. However, we soon recognized that trying to handle the sale of our current home and purchasing a new one from 1200 miles away was just too stressful for us.

Our mantra became “Just get there.” This simple phrase guided us through the intricate process of preparing, listing and selling our home. We chose to prioritize our physical presence in Grand Junction over immediately settling into a new permanent residence. This decision allowed us to focus on the immediate challenges at hand without spreading ourselves too thin.

Securing Temporary Housing

To facilitate our move, we aimed to secure temporary housing in Grand Junction. This, however, proved to be a competitive endeavor with limited availability of rental units. After persistent efforts, we successfully secured an apartment, providing us the stability we needed to proceed with the listing and selling of our Minnesota home. We knew our home would sell fast and we wanted to know that we had a place to go before we put it on the market.

Home Sale Success

The real estate market can be unpredictable, but having a knowledgeable and experienced agent played a crucial role. Wink wink…. Our home sold within three days, a testament to the importance of having the right guidance during this transitional period along with the proper preparation of our home to assure a quick home sale at a top value.

Community of Like-Minded Relocators

The Book Cliff Mountains as you head East on I-70 out of the Grand Valley

Upon arriving in Grand Junction and settling into our apartment, we discovered a vibrant community of individuals who had taken the same leap of faith. Many had sold their long-time homes in other states, opting for rental housing in the Grand Valley, all in pursuit of the common goal – Just get there. It’s amazing the people you meet out on the trails!

Shared Experiences

While I was recently holding an open house in Grand Junction, I met a couple with a similar story to mine – sold their home in another state, currently renting in Palisade, and planning to buy a property within 6 months. Mrs. Buyer explained all the different decisions that were part of moving to Grand Junction. She looked at me and said, “At one point we just realized that our first step was to JUST GET THERE”. I couldn’t believe my ears. The realization that others had arrived at the same conclusion reinforced the significance of simplifying the relocation process. Which, in part, is why I created this website.

Take the Leap

Moving to Grand Junction is undoubtedly worth the effort, but it’s crucial not to let the overwhelming process overshadow the excitement of the journey. “Just get there” serves as a mantra to remind you that you can prioritize your physical presence in Grand Junction initially. Whether it involves securing temporary housing or buying a home from a distance, I can be the reliable, experienced Realtor® who understands EXACTLY what you are going through.

Remember, the first step in a successful move to Grand Junction is simply to Just get there!
However, once you are hear, read about my Top Day Trips from Grand Junction where I share my experiences and provide tips for you! And be sure to get your Mesa County Library Card! Read my posts about the Mesa County Libraries.

Connect with me early in your relocation process to ensure a smooth transition and a successful home purchase when the time is right for you. And if you want help choosing a professional real estate agent in your hometown, let me know. I’d be happy to help interview agents on your behalf. Learn more about my story.

Other posts you might like while you consider moving to Grand Junction…

Fruita, Palisade, Grand Junction Weather, and Why Move to Grand Junction.

We are waiting for you!
Call or text me with your questions! 612-306-9558

Connect with me on LinkedIn

Paul Aspelin, REALTOR®
GRI, SRES®, CNE

by Paul Aspelin, REALTOR

Fruita, Grand Junction, Palisade, Property Taxes and Land Ownership, Retire in Grand Junction

Property Tax Programs for Colorado Seniors

For seniors who live in Grand Junction, Fruita, Palisade and the entire state of Colorado, navigating the intricacies of property taxes can be a significant concern. The good news is that there are property tax programs for Colorado seniors to alleviate some of the financial pressures of homeownership.

In this blog post, we’ll delve into these programs, and how they can help older residents manage their property tax burdens. Although I personally still have some time before turning 65, these programs were some things my wife and I investigated when considering our move to Grand Junction, CO.

I also have my Seniors Real Estate Specialist® (SRES®) designation. It shows that as a REALTOR® I am able to meet the special needs of maturing Americans when selling, buying, relocating, or refinancing residential or investment properties. By earning the SRES® designation, I am prepared to serve mature clients with the best options and information for them to make life-changing decisions.

Property Tax Relief Programs for Colorado Seniors

Colorado offers several property tax relief programs tailored to its senior citizens. These programs provide much-needed financial support to seniors who may be struggling with property tax payments.

The Senior Homestead Exemption

The Senior Homestead Exemption is one of the most advantageous property tax programs for Colorado seniors. This program allows homeowners aged 65 or older to exempt 50% of the first $200,000 from the actual value of their primary residence. However, there are also some eligibility requirements:

The qualifying senior must be at least 65 years of age as of January 1 of the year of application.
The qualifying senior must occupy the property as his or her primary residence and be the owner of record and must have done so for at least ten consecutive years prior to January 1 of the tax year. Limited exceptions to the ownership and occupancy requirements are detailed in the qualifications section of the application.

This property tax relief initiative significantly eases the burden for seniors.

Property Tax Deferral for Grand Junction Seniors

Seniors who live in Grand Junction and are facing financial challenges can benefit from the Property Tax Deferral program, specifically designed for their needs. This initiative enables homeowners over the age of 65 to defer payment of their property taxes until the property is sold or ownership is transferred.

Disabled Veterans Property Tax Exemption

While not exclusive to seniors, the Disabled Veterans Property Tax Exemption is an essential program to mention, as it can be of great interest to older veterans and Gold Star Spouses. Disabled veterans aged 65 or older may be eligible for property tax exemptions, adding to the available property tax relief programs.

Senior Citizens and Disabled Property Tax Exemption in Grand Junction

Colorado offers a Senior Citizens and Disabled Property Tax Exemption program, further tailored to the state’s older residents. Eligible seniors aged 65 or older, who have owned and resided in their homes for ten consecutive years can benefit from this program, providing significant property tax relief.

Social and Community Benefits for Grand Junction, Colorado Seniors

Aside from property tax programs, it’s important to mention the social and community benefits that make Colorado a desirable place for seniors to retire. Many Colorado communities provide services, discounts, and programs specifically designed for older residents, fostering a sense of belonging and support during their retirement years.

For Colorado seniors, understanding and taking advantage of property tax programs tailored to their needs is crucial. The state’s property tax relief programs, including the Senior Homestead Exemption, Property Tax Deferral, Disabled Veterans Property Tax Exemption, and the Senior Citizens and Disabled Property Tax Exemption, can significantly reduce property tax burdens.

Colorado’s commitment to its older citizens extends beyond property tax programs, with numerous social and community benefits that enhance the retirement experience. By utilizing these property tax programs and enjoying the supportive community environment, Colorado seniors living in Grand Junction can make the most of their retirement years. As always, please consult with a CPA or qualified Tax Consultant before making any tax related decisions. Use the links provided to read the most current information about property taxes in Colorado.

Call/text me with your questions! I can help access the MARKET VALUE of your Mesa County property.

612-306-9558

Paul Aspelin, REALTOR®
GRI, SRES®, CNE
Serving Mesa County

by Paul Aspelin, REALTOR

Grand Junction, Local or Nearby Attractions, Retire in Grand Junction

Why Choose to Retire in Grand Junction Colorado?

Why Choose to Retire in Grand Junction?

11 Compelling Reasons Why People Choose to Retire in Grand Junction, Colorado by Paul Aspelin, Realtor®

Grand Junction, Colorado, has emerged as a favored retirement destination for various compelling reasons. Many of these apply to people in all stages of life. And it’s not just about moving to Grand Junction, but Fruita and Palisade are fantastic destinations as well as other cities in Mesa County. Check out the whole Grand Valley area.

Before I moved here with my wife, we read about retiring in Grand Junction in a Kiplinger’s Personal Finance Magazine she picked up at the airport. We wanted to learn all about Grand Junction retirement options and benefits.

Did you know that the majority of the population in Mesa County is retirement age? Our median household income and per capita income has been rising since 2017. Mesa County is growing thanks to people migrating here from other states or other regions in Colorado. According to Visit Grand Junction, the number one thing visitors say about Grand Junction is “Your community is so friendly”. Yay! Here’s more to love…

1. Scenic Beauty

Grand Junction boasts breathtaking natural landscapes, including the Colorado National Monument, the Grand Mesa, the Book Cliff mountains and the Colorado River. Its stunning scenery and mild climate create an irresistible lure for retirees. Spring comes early and fall is long, so there’s plenty of time to be outdoors in this dry climate.

2. Abundance of Outdoor Activities

The Grand Valley offers retirees an array of outdoor recreational opportunities, such as hiking, biking, fishing, golfing, and more. This ensures an active and fulfilling lifestyle in retirement.

We are told, when Grand Junction has a mild winter, people can golf year-round. You can search online to find the numerous bike shops that rent cruiser bikes and e-bikes. Be sure to walk or ride on the Riverfront Trail that goes from Fruita, through Grand Junction and on to Palisade!

Talbott's Cider Co in Palisade, CO showing variety of hard ciders

I took this picture at Talbott’s Cider Co in Palisade, CO – shows a variety of hard ciders. A must stop on the Fruit and Wine Byway in Palisade

3. Wine Country

Located in the heart of Colorado’s wine country, Grand Junction and Palisade boast 35+ wineries and vineyards, making it an ideal place for retirees who appreciate wine tasting and cultural experiences.

Be sure to investigate the wineries first and choose a winery that offers the type of wine you like. Some specialize in dry wine, fruit wines and wine made from honey!

The Colorado Mountain Wine Fest happens annually in September at Riverbend Park in Palisade. The Colorado Mountain Winefest is not just an event for wine enthusiasts; it’s a celebration of community, cultivation, and the pursuit of excellence in winemaking.

There are many distilleries too offering specialty spirits and hard cider, like Talbott’s Farm Market and Tap Room in Palisade located on the scenic Fruit and Wine Byway.

4. Mild Climate

With over 300 days of sunshine annually, Grand Junction enjoys a mild climate, particularly attractive to those seeking to escape harsh winter weather.

I love the low humidity here in the high desert area of Colorado. I wasn’t expecting what a difference it feels like to have low humidity. Thankfully, it makes being outdoors so much more enjoyable year-round. Great for a Grand Junction retirement!

In fact, it was a 90 degree August day we moved our daughter into her CMU dorm room and we didn’t need to change clothes because we didn’t get that “sticky” feeling! It was eye-opening. However, due to the heat, we did experience one of our new Target purchases melting in the bed of our truck. That was unexpected too!

Read my post about Grand Junction Weather that includes the average high and low temps by month.

5. Affordable Living

Compared to larger cities in Colorado, especially on the front range (Ft. Collins, Boulder, Denver, Colorado Springs area), Grand Junction, Fruita and Palisade offer a more affordable cost of living. Housing, utilities, and other expenses are budget-friendly. Read my post about Property Tax savings for seniors and others. They are so much lower here than what we experienced in Minnesota!

I can set you up on an MLS search so you can compare different areas to live within the Grand Valley. I have especially noticed a lower cost for groceries and fresh produce in particular. When you come visit, walk through a City Market and see how it compares to your local grocery store prices.

Luckily for us, Palisade, Grand Junction and Fruita all have wonder Farmers Markets that run during the summer months, amazing produce! And there’s a property tax benefit for those 65+ that is the subject of another post on this website, so look for that!

6. Access to Quality Healthcare

Grand Junction is home to renowned healthcare facilities, including St. Mary’s Medical Center and Community Hospital, ensuring retirees have access to quality healthcare. There is also a hospital in Fruita. St. Mary’s is a regional hospital serving communities 1-2 hours away. Healthcare is Grand Junction’s largest industry, government and Colorado Mesa University are also larger employers in this region.

7. Cultural Vibrancy

Grand Junction offers a vibrant cultural scene with music festivals, art exhibitions, theaters and local events, providing retirees with entertainment and opportunities for engagement. Many locations offer reduced ticket fees. Mesa County Libraries support cultural programs too. Check out my post about Mesa County Libraries.

8. Welcoming Community

The friendly and welcoming community in Grand Junction fosters a strong sense of belonging and connection for retirees. There are many clubs and organizations you can consider, like the Friends of Mesa County Libraries. And it’s easy to fly here thanks to the Grand Junction airport. Read about my airport experience!

Took this photo on our last trip to Arches National Park. We brought our visiting relatives for a tour.

9. Proximity to National Parks

Grand Junction is close to national parks like Arches and Canyonlands in Utah, making it an excellent base for exploring the great outdoors during retirement.

Fun fact, if you want to know how far you are from the Utah border, simply look at the street signs. 25 Mile Road means you are 25 miles from the border. Sorry about the crazy half mile roads like 24 1/2 mile. Unfortunately, I’m not sure why they weren’t more creative when naming the roads around here. Particularly, the really weird ones like F 3/4 road. But I’ll admit, when we visit our friend off of “F ‘n three fourths” we do chuckle saying it out loud.

Sorry to get sidetracked. Moab, Utah is about 1.5 hours away, 90 miles and is a great base for going into Canyonlands or Arches and the local state parks. Additionally, you need to schedule a Timed-Entry into Arches, so visit their website first to make a reservation before you drive there. Ask me about tips for that too!

10. Low Crime Rate

Grand Junction maintains a relatively low crime rate, contributing to retirees’ sense of safety and security. You can learn more by contacting the Grand Junction Police Department directly.

11. Lifelong Learning Opportunities

Retirees in Grand Junction can continue their education through classes at Colorado Mesa University. You can gain access to libraries and cultural institutions. Learn about the CMU Golden Scholars program for persons 60 years of age and over to take courses at a discounted rate without the stress of earning a grade. Learn something new!

Learn more “things to do” in Grand Junction, Colorado on the Visit Grand Junction website. Read what I learned after the first three months of living in Grand Junction, CO. It’s the post with the toilet paper image! And, great for any age, read my experience and tips on the Top Day Trips from Grand Junction, with photos!

In summary, the combination of natural beauty, outdoor activities, affordable living, and a welcoming community positions Grand Junction as an appealing destination for retirees. Especially those seeking a high quality of life and an active retirement. Therefore, prospective retirees should conduct thorough research and visit the area to ensure it aligns with their specific preferences and needs. Ask me about planning a Grand Junction retirement!